Terms of Service

Last Updated: October 4, 2024

1. Introduction

Welcome to Peter Panos Katrakis-Brainwave Reflections, our publication ("Publication," "we," "us," or "our") on Substack. By accessing or using our Publication, you agree to be bound by these Terms of Service ("Terms"). If you disagree with any part of these terms, you may not access the Publication.

2. Definitions

• "Content" refers to all materials published, including but not limited to articles, posts, comments, images, and videos

• "Subscription" refers to paid access to premium content

• "User" refers to any individual accessing the Publication

• "Subscriber" refers to Users who have paid for premium access

3. Basic Terms

3.1 Age Requirements

You must be at least 18 years old to subscribe to our premium content. Users under 18 may access free content with parental consent.

3.2 Account Responsibility

You are responsible for maintaining the confidentiality of your account credentials and for all activities under your account.

4. Subscription Terms

4.1 Payment

• Subscription fees are charged according to the plan you select

• All payments are processed through Substack's payment system

• Prices are subject to change with notice

• No refunds except where required by law

4.2 Subscription Cancellation

• You may cancel your subscription at any time

• Cancellation takes effect at the end of your current billing period

• Access continues until the end of the paid period

5. Content and Copyright

5.1 Intellectual Property Rights

• All content is protected by copyright and other intellectual property laws

• Content may not be reproduced, distributed, or modified without explicit permission

• You retain ownership of any comments or contributions you make

5.2 Fair Use (Fair Use Doctrine (17 U.S.C. §107). It provides original commentary, critique, and a thoughtful revision, contributing added value beyond the original sources)

Limited quotations are permitted with proper attribution for:

• Academic purposes

• News reporting

• Commentary

• Criticism

5.3 User-Generated Content

By posting comments or other contributions, you:

• Grant us a non-exclusive license to use your content

• Warrant that your content doesn't infringe on others' rights

• Accept responsibility for your contributions

6. Acceptable Use

6.1 Prohibited Activities

You may not:

• Harass, abuse, or harm others

• Post spam or malicious content

• Impersonate others

• Violate laws or regulations

• Attempt to access restricted areas

• Share subscription access

• Scrape or automatically download content

6.2 Comment Policy

Comments must be:

• Relevant to the content

• Respectful of others

• Free from hate speech or discrimination

• Not promotional without permission

7. Privacy and Data Protection

7.1 Data Collection

We collect and process data as outlined in our Privacy Policy, including:

• Account information

• Payment details

• Usage data

• Communication preferences

7.2 Communication

By subscribing, you agree to receive:

• Publication updates

• Administrative notices

• Promotional content (with opt-out option)

8. Termination

8.1 Account Termination

We reserve the right to:

• Suspend or terminate accounts

• Remove or edit content

• Cancel subscriptions for violations

8.2 Effect of Termination

Upon termination:

• Access to premium content ends

• Previous payments are non-refundable

• Some terms survive termination

9. Disclaimers and Limitations

9.1 Content Disclaimer

• Content is for informational purposes only

• Not professional advice (medical, legal, financial, etc.)

• No guarantees of accuracy or completeness

9.2 Limitation of Liability

We are not liable for:

• Indirect or consequential damages

• Loss of data or profits

• Service interruptions

• Third-party actions

10. Changes to Terms

10.1 Modifications

We may modify these Terms at any time:

• Changes will be posted with notice

• Continued use constitutes acceptance

• Major changes require explicit consent

11. Governing Law

These Terms are governed by [Your Jurisdiction] law, without regard to conflict of law principles.

12. Dispute Resolution

12.1 Informal Resolution

Before formal proceedings, parties agree to:

• Attempt informal resolution

• Provide written notice of disputes

• Allow 30 days for resolution

12.2 Arbitration

If informal resolution fails:

• Disputes will be resolved by arbitration

• Proceedings will be conducted in [Your Jurisdiction]

• Each party bears its own costs

13. Contact Information

For questions about these Terms:

• Email: panos@peterpanoskatrakis.com

• Mail: 9-1044College St.Toronto,ON,M6H 1A9

• Contact Form: https://peterpanoskatrakis.com/contact/

14. Severability

If any provision is found unenforceable:

• The remaining provisions remain in effect

• Unenforceable terms will be modified to be enforceable

15. Entire Agreement

These Terms constitute the entire agreement between you and the Publication regarding its use.

By subscribing to or using our Publication, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service.